Executives
Stock awards, company benefits, and salary each affect your finances differently. We help you plan around them.
Planning Around Equity Compensation and Benefits
At Southern Oak Wealth Group, we help executives understand their compensation and make decisions about stock awards, benefits, and retirement. We look at what you own, when you can access it, and how it fits with your family’s finances.
Equity Compensation & Concentrated Stock
We review RSUs, stock options, restricted stock, and performance shares, including how much of your wealth depends on one company. We help you plan for diversification and taxes, taking account of company policies, blackout periods, and 10b5-1 trading plans where appropriate.
Company Benefits
We review deferred compensation, supplemental executive retirement plans (SERPs), executive life insurance, and other benefits. We help you understand the tax implications and how your elections may affect retirement income and estate planning.
Retirement Income & Cash-Flow Planning
We model how equity vesting, benefit elections, and changes in employment could affect your retirement income. This helps you assess your spending needs and the resources available if you leave the company.
Your Compensation and Personal Finances
We consider company compensation alongside your other investments, taxes, estate plans, and insurance. A decision about selling shares or deferring income should take account of your household’s needs as well as your career.
