Small Business Owners
Your business decisions affect your income, retirement, and family. We help you plan for them together.
Planning for Your Business and Your Family
At Southern Oak Wealth Group, we work with business owners on succession, employee retirement plans, and the financial decisions involved in leaving a business. We consider what each choice means for your personal finances and the people who depend on you.
Exit Planning & Business Succession
We help you assess your business value, consider ways to improve it, and compare transition options. These may include a third-party sale, management buyout, family succession, or an ESOP. Our CEPA-designated advisors help you consider the timing, expected proceeds, retirement income needs, and estate planning involved.
Retirement Plans & 401(k) Design
We assist with retirement plan selection, design, and ongoing fiduciary oversight. Our CPFA credentials support this work. We consider the needs of your employees alongside your savings goals and the cost to the business.
Employee Stock Ownership Plans (ESOPs)
An ESOP allows employees to own shares in the business and may offer a way for an owner to sell their interest. We help assess whether it suits your company, work with legal and valuation professionals, and consider the implications for your retirement and taxes.
